Healthy Paws covers accidents and illness for dogs and cat. They're a budget-friendly option for owners of younger pets and offer coverage for cancer, emergency care, hereditary and congenital conditions, dental care and alternative treatments like acupuncture and chiropractic.
Healthy paws would be an excellent option for a puppy or kitten because it does not have a cap on payouts per condition, or in the form of annual or life-time caps. It also allows for paperless requests. The mobile app allows you to check your claim status and submit vet bills. Their app and website offer a quick claims payout. Simply take a picture of your pet’s vet bill to submit.
How to get an Healthy Paws Insurance quote
For the first step in getting a plan from Healthy Paws, you must provide information about your pet, including its name, breed, location, and age. Next, you will get a quote that gives you an idea about the price and benefits of your policy. After you have determined which policy is best for your pet you can enroll and begin the waiting period.
The Waiting Period and Exclusions
All Healthy Paws Policies have a fifteen-day waiting period prior to filing an injury or illness claim. Healthy Paws does not pay for veterinary examination fees in the first 15 calendar days after the policy's start date. It also doesn't cover hip displasis for newly-enrolled pets.
Healthy Paws only accepts registered breeds of dogs and cats. Your pet may have additional requirements if it is a mixed or hybrid breed.
Select a higher level of reimbursement for the health needs of your pet. This will help you lower your deductible and save you money in the long run.
Pet parents can also find the company a great resource to help them choose a policy and manage their accounts. You can use the online Customer Center of their company to track progress on your policy or make changes.
The company also offers a 24/7 pet-health line. It is a great resource to ask questions about your pet’s condition or treatment. Local veterinarians can be connected with.
What to expect when it comes to Healthy Paws claims and reimbursement processes
The company will send an email to you with instructions on how to submit the vet bill. You will be given instructions for taking a photo of the vet bill and uploading it online.
Within 3-5 business days, you will receive a cheque in the mail. This is a very quick turnaround for a pet insurer and much faster than other companies.
How to cancel a Healthy Paws Pet Insurance Policy
You can cancel a Healthy Paws policy by email, fax or regular mail. If you cancel the policy within 30 calendar days of enrollment, you will receive a 100% refund. If you don't cancel within this time frame, you may be charged a cancellation fee.