Figo Pet Insurance offers comprehensive pet insurance coverage, including the option of choosing from one of three annual benefit options: Essential, Preferred or Ultimate. Optional wellness programs can be selected to provide regular vaccinations and bloodwork. Figo offers a "Pet Cloud", a mobile application that allows you and your pet to manage their health. The app provides a range of functions, including a mobile medical record view, emergency advice, reminders and reminders of upcoming appointments.
To enroll in Figo pet insurance, you'll need to fill out an online application. The online application will ask for your pet's name as well as their breed and postal code. You can also choose to pay an upfront deductible, which will affect your premium. A vet's form can waive the deductible. Figo also has a 30-day money back promise. This means that you have 30 days to file a complaint and get reimbursement.
There are no limits on the number of claims you can file, but Figo does require that you visit a licensed veterinarian and upload any medical records. Your claim will be processed by the insurer within three business days. Most claims can be settled in under three business days.
Figo is available in all 50 states. Customers can choose between a $100 and $1500 deductible, depending on what plan they have chosen. The deductible is reduced $50 for each year your pet has been covered without filing a claim. Figo also offers a 5% discount for multiple animals. However, if your pet is under eight weeks old when you purchase a policy, it isn't covered.
Figo also offers a GPS collar to help you track your pet. It is ideal for pets that are roaming around. If your pet is stolen, Figo will cover the cost of boarding fees and third-party property damage up to $10,000 per policy.
Figo policies are designed to cover all major illnesses and injuries, and include emergency care, hospitalization, and specialized treatments. They also provide coverage for veterinarian exams and non-routine dental treatment. You can also purchase an extra care package that includes property damage to third parties up to $10,000 for some plans.
Figo also provides coverage for hereditary condition. The website of Figo describes hereditary diseases as conditions passed on from a cat or dog's genes. However, customer service can confirm that your pet qualifies. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company has an electronic filing and tracking platform that makes it simple to submit claims. You can also access a listing of pet-friendly areas through the app.
The Figo Pet Cloud application is very popular. You can use the app to speak with a veterinarian and select from various reimbursement rates. The app is also designed to provide you with urgent care advice. When it comes time to make a claim, you can use the app to send a claim, and the company will pay it electronically.