Pet insurance offers a way to save on the cost of medical care for your pet. It can save you thousands of dollars in vet bills during the lifetime of your pet. It gives you peace-of-mind knowing you can access veterinary services for the lowest prices.
Best Pet Insurance Colorado
If you're looking for the best pet insurance policy to suit your needs and budget, then it's essential to compare your options. We compared Colorado pet insurance providers to find the ones that offer the best coverage for your pet.
Lemonade, our top pick for Colorado dog coverage, is the most affordable. It features a straightforward claim process as well as customizable deductibles. It's also one of the few companies that allows you to choose per-condition coverage limits rather than annual limits, so you can keep a set amount for all of your pet's insurance with no deductible.
Add-ons such as cancer treatment, emergency boarding and kennel charges can be added to your policy. Some plans offer unlimited coverage so that you never have to pay out of pocket for covered vet bills after your deductible is reached.
It is possible to reduce your insurance premiums if you choose an insurer that has a deductible each year. This deductible can be reduced by $50 per year if there are no claims. You can then use this yearly deductible to offset all or part of your annual costs, helping you save a little extra each month on your premiums.
Accident-only Plan: This is a simpler insurance option that covers bites, broken bones, hospitalization, radiology, surgery and more. This type of plan is often less expensive than an accident and illness plan, which usually offers more comprehensive coverage for things like general health, hereditary conditions, cancer, and more.
Essential plan: This plan provides the most comprehensive insurance coverage. It offers all of the same benefits as an accident plan, but it also covers cancer treatment, congenital defects, and hereditary conditions. You can also add a wellness add-on for things like vaccines, prescription food, and medications.
Healthy Paws offers a variety of plans including accident-only, top tier, and essential. The Accident-Only plan, which costs only $10 per month, covers hospitalizations, radiology, alternative therapies and bite wounds.
Figo can be a good choice for those looking for quick coverage. Figo’s accident-only, essential and basic plans have a shorter waiting period of 24 hours than any other pet insurance option in the state. They also include an Extra Care Pack that provides end-of-life expenses, vacation cancellation fees, third-party property damage liability coverage and more.
Pet insurance rates in the Centennial State can be affected by your dog's breed, age and location. Some dogs and cats are more likely to need vet visits than others, which can make it more expensive to insure them. Some insurers also charge higher rates for older pets while others have different premiums for certain breeds of dog and cat.