AIG Insurance Travel, previously known as Travel Guard, was a product by American International Group, Inc. It covers travel medical expenses in the event of illness or injury, including COVID-19. It covers missed and delayed connections, baggage delays, as well as emergency evacuation. It is crucial to fully understand your policy's coverage to ensure that you are protected.
COVID-19-related illness coverage
You may be eligible for medical coverage in the event of a COVID-19 pandemic if you have AIG insurance. AIG also offers extra benefits like trip cancellation, interruption and emergency medical coverage. These can help you deal with an unexpected emergency situation abroad and not have to worry about getting a plane ticket home.
No matter if your insurance company covers COVID-19 or not, it is important to get in touch with your provider. They will be able to provide all the information and documents necessary to get you the treatment you require. You should also make sure you read through your policy to make sure that you're covered.
Missing connection
Missed connections could be caused by a variety reasons, such as mechanical issues or inclement conditions. A missed connections policy can reimburse you for unused tickets and other travel expenses. These policies can provide financial protection as well as help you find another way to get around in case your plane has mechanical problems.
Although many insurance companies cover missed connections, you need to verify that your policy provides coverage. Coverage levels can vary between plans.
Baggage delay
Baggage delay covers provide financial assistance in cases of delay in your luggage arriving. It covers personal belongings such as clothes and toiletries. The policy limits usually range from $500 to $1,000. To file a claim, you must show receipts for all purchases made while you were waiting for your luggage. A deductible may be applicable to your claim.
Insurance companies may offer additional baggage delay coverage. However, you need to be aware of the limitations. For example, baggage delay coverage does not cover lost or delayed bags that aren't returned within a twelve hour period. It is best to read your policy before buying anything. Also, make sure that you include baggage delay benefits.
Emergency evacuation
AIG Insurance's travel emergency evacuation plans provide comprehensive coverage to meet travelers' medical requirements. The most popular plan provides up to $500k for emergency medical evacuation and 50% reimbursement if a trip is canceled. You can also add ons like a wedding or pet package, or an inconvenience bundle. This covers closed attractions and the cost of renting a vehicle.
You can get coverage for air evacuation and medical transport with an emergency medical evacuation plan. They are very useful when traveling to remote areas that don't have access to medical treatment. Repatriation coverage is available for the loved ones of the deceased. The coverage covers accidental death and dismemberment, which provides financial assistance to survivors or beneficiaries. Some plans provide coverage for accidents only involving aircraft, such a plane crash. Other plans provide coverage for lost or delayed baggage.