It can be costly to cover your pet's medical bills if they have a medical condition. Pets Best is here to help. Their coverage is 100%. Their deductibles are small and they don't discriminate on the basis of pre-existing conditions. They will send you a check by mail and pay within two business days.
Spot's coverage is 100%
Spot's pet insurance takes into account your pet's breed, age, size, and behaviour. It can save you money on unexpected vet bills, and help you prepare for any emergency. Spot has several plans available and offers a 10% discount on additional pets.
Spot coverage covers preventive care, as well as emergency expenses like flea and tick prevention and deworming. There are no deductibles or waiting periods for each covered benefit. There are annual limits for each benefit that the plan allows. SPOT will not reimburse if your claim exceeds the limit.
Spot's deductible cost is low
Spot customers have the option of policies that range from $2,500 to $10,000 in deductible. They also have the option to choose a low or unlimited annual deductible. They can submit claims through an online portal or via Spot's app. For a claim to be processed, the owner will need to see their pet's medical records. Customers will receive an email reply after filing a claim. They can also check on the status of their claim through a personalized claims portal.
Spot's pet insurance covers veterinary care, diagnostic tests, and treatments for major and minor illnesses. It also covers medical supplies, accidental injuries, hospitalization, and surgery. Spot insurance covers dental cleanings. The deductible is low and the plan reimburses 80% of expenses.
Spot's prices for young pets tend to be higher than average
Spot offers two types insurance plans for pets: Preventive care and Accidents and Illness. Both include hospitalization, surgery and prescription medications. Spot also reimburses vet expenses for illnesses and accidents. The insurance company offers discounts for multiple pets.
Prices for policies start at $2,500 and go up to $10,000. Depending on the plan you choose, you can select unlimited coverage or an annual deductible. Spot's App or online claims are accepted. Veterinary records must be submitted within 270 days.
Spot's coverage does not depend on pre-existing conditions
Spot's coverage is not like most pet insurance plans. Some health conditions are not covered by the policy. Some health conditions, such as intervertebral disc disease, dental disease, hip dysplasia and intervertebral disease, are not covered. Dental and orthodontic procedures as well expenses related to daycare and boarding are some other exclusions. The insurance also does not cover cosmetic procedures or bilateral conditions.
Spot's preexisting illness policy does not include coverage for veterinary treatment of arthritis. A pre-existing condition is any condition that existed prior to the plan being issued by Spot. Unless the condition has been cured, insurance companies will not cover arthritis treatment. Although there is no age limit for this policy, customers must pay a deductible at least $2,500 to cover any vet expenses.