Healthy Paws Pet Insurance offers a simple plan that covers up to 90% for your pet's medical expenses. The plan does not have a lifetime, an annual, or per incident payout cap. The plan does have some limitations, such as the inability to cover preexisting medical conditions. These are some things to keep in mind as you consider this plan for pet insurance.
Exclusions
The coverage of Healthy Paws pet insurance excludes common medical expenses for cats and dogs. Some medical conditions, such as behavioral modifications, therapy and elective procedures, may not be covered by Healthy Paws pet insurance. The policy also excludes pre-existing conditions. For complete details, consult your policy documents.
Healthy Paws insurance doesn't cover elective procedures, pre-existing conditions or anal gland expression. It does however cover dental care, including extractions and reconstructive surgery.
Limitations to coverage
Healthy Paws provides a variety of coverages for pet insurance. However, there are some limitations. If your pet has a preexisting condition, for example, the insurer might not cover a hip exam. In such cases, an alternative plan of wellness might be more cost-effective.
In addition to the aforementioned limitations, Healthy Paws also excludes routine veterinary care costs and preventative care. As a result, you'll be responsible for paying out-of-pocket for dental cleanings, annual checkups, and spay and neuter procedures. You will also need to wait 12 months before the insurer will pay you benefits for hip dislocation or other related conditions.
Cost of coverage
The cost for Healthy Paws pet insurance coverage will vary depending on which plan is selected. The company covers hip dysplasia, diabetes, and wellness. The plan does not cover pre-existing conditions. However, you have the option to adjust your deductible or adjust your monthly payments.
Healthy Paws pet policy is more affordable than traditional cat insurance. Monthly coverage for a young cat can be as low as $15 per month. Insurance for older cats can be as high as $90 per calendar month. The company allows coverage for up to 14 years old pets, but the reimbursement percentage is limited. An older pet may only receive 60% of the costs of the procedure.
Review of healthy Paws pet insurance
It is important to ensure that the pet insurance plan covers all expenses related to your pet's medical care. Healthy Paws, an insurance company with a strong reputation for providing excellent customer service, is highly recommended. The company is also accredited by the Better Business Bureau. Customers were very pleased with Healthy Paws's coverage, policies, and claims process.
Healthy Paws claims processing is fast and efficient with no waiting period. Customers can get an online quote in minutes and select the deductible and reimbursement level they'd like. You can then buy a policy directly from the website.