The current system for visitors insurance covers only a few services and is based on a limited set of insurance companies. These plans are more costly than domestic insurance, and they are not available all year. Visitors to the U.S. could be in the country for any duration, not just for short periods.
USA-HealthCare
Visitors to the United States can get coverage through the Visit USA-HealthCare plan. These plans provide pre-defined healthcare benefits and emergency services for a maximum of 364 days. You can seek treatment from any U.S. physician or hospital during this time. USA-HealthCare provides three levels in coverage including individual, family, group, and group plans.
Prices for individual insurance policies vary. Many are affordable depending on the level and type of coverage. Pre-existing medical conditions may be a factor. You will need to choose insurance that is right for you and your budget.
Liaison Travel Choice
Liaison Travel choice insurance for visitors covers a wide array of medical needs. It is available to both individuals and families that travel abroad. It covers spouses and dependent children. The insurance also covers medical expenses up to $30,000 Emergency medical evacuation is also covered by the insurance. Liaison Travel Choice covers trips of up to three64-day duration. Visitors can visit any doctor within the PPO network for medical care.
Visitors have the option to choose from Liaison Travel Plus Plan or Basic Plan. Liaison Travel Medical Plan is designed for short-term, international travel. It provides coverage for injuries or illnesses occurring outside the United States. It is available to anyone under the age of 75 and has a coverage period that ranges from 5 to 364 Days. You can customize your emergency medical coverage and the deductible.
Atlas America
Atlas America's Visitor Insurance Plan may be the perfect option for Americans traveling abroad. This plan covers hospitalization and outpatient care. It may not cover half of the cost of your total medical care. It is possible to get this insurance online today and start receiving coverage.
This visitor health insurance plan is part of the United Healthcare PPO network, which provides access to a large network of medical providers in the United States. These providers bill the insurance company directly and often charge network negotiated fees. This is usually less than regular rates. For a quote, you will only need to provide a credit score, date of your birth, name and passport number.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance offers coverage for medical expenses of foreign nationals who travel to the USA. This plan covers medical expenses for visitors age 19 and up who need medical care in the U.S., including emergency services. It covers temporary stays for visitors to the U.S., and will cover 100% of eligible medical expenses. The plan provides instant ID cards as well as proof of coverage.
The comprehensive insurance plan covers all medical expenses for foreign travellers, even pre-existing conditions. The plan is available for five to ninety-day stays, and can be renewed for an additional year. The policy is renewable for up to two years, and the maximum policy amount is $50,000.
International Major Medical Plan
If you are visiting the United States on a short-term basis, you should consider purchasing an International Major Medical Plan insurance policy. This type of coverage can cover up to $1,000,000 for out-of-pocket medical expenses. You can also receive trip cancellation and evacuation benefits. Some plans include coverage for war or terrorism. Some plans offer coverage for both professional and recreational sports. International Major Medical Plan policies also provide coverage for care related to cancer and cardiac health.
Visitors can also consider purchasing an Elite Plan, which covers pre-existing conditions. This insurance covers doctor visits and blood tests as well as urgent care and specialty care. This type insurance also covers medications that are prescribed by doctors.