Pregnancy is a special time of your life and it's important to ensure that you are covered in case something goes wrong during your travels. There are many pregnancy travel insurance options that can make your journey more comfortable and safe.
Best Travel Insurance When Pregnant - How Much Cover Do I Need?
Pregnant woman often want a break from the routine of their daily lives and to spend time in the sunshine. With so many factors that can influence a pregnant women's health it is difficult to determine which travel insurance policy will be best for your and your baby.
It is possible to get pregnancy travel cover from many different insurers, but the best one will be the one which suits your requirements. This means finding out how many weeks pregnant you will be and what the insurer's policies will cover.
Does Pregnancy Travel Insurance Cover Complications during Pregnancy?
Most policies exclude coverage if you are pregnant or have a pre-existing medical condition. Pre-eclampsia or recurrent miscarriage are examples. Some insurance policies will not cover pre-existing complications, such as a miscarriage or postnatal anxiety.
Can I get Pregnancy Travel Insurance when I am abroad?
Most travel policies won't cover you for pregnancy while abroad. Some travel insurance policies do provide a limited amount of coverage, for example, pregnancy cover only during the first six months of pregnancy.
Consult your doctor before you fly overseas if pregnant. They will be able to advise you of any risks in areas where there is an outbreak of Zika, for example, and will tell you when it's safe to go abroad.
Pregnancy and International Travel Insurance
A pregnancy-related policy is an excellent option for international travel. You won't have to buy additional travel insurance each time you travel.
Most multi-trip annual policies will also cover you against pregnancy complications for a period of time, usually up to 26 weeks. Buggy says to check with your insurer when you are covered and that the policy ends on your due date.
Are You Considering a Babymoon?
A babymoon refers to a trip an expecting couple plans during their last trimester. The idea is to celebrate their pregnancy and share a special bond before the baby arrives.
In the final third of pregnancy, complications are considered more likely. So it is important to carefully plan this trip. It's important to have a doctor's letter stating you are healthy to travel during your final trimester.
In the case of pregnancy, doctors generally recommend that you avoid traveling if any work-related complications arise. Your obstetrician-gynaecologist will be able to give you more advice on what's best for you and your baby.