Getting pet insurance can be one of the best decisions you make for your dog or cat. It will help pay for any vet bills which would otherwise be beyond your means.
The cost of pet coverage varies depending upon your pet’s breed, age, and ZIP code. The company you choose should offer quality coverage.
Find the best price
When shopping for dog insurance in New Jersey, you should compare prices from several companies to find a good deal. You should search for a high reimbursement percent, low deductible and no caps to payouts per year or incident.
You should also consider pre-existing conditions and whether the company offers a money-back guarantee. This means you can cancel your policy if it doesn't work out for you, and you'll receive a full refund.
If you want the most coverage possible, you should consider an accident and illness plan from ASPCA or Trupanion. These companies are known for offering affordable products and excellent customer service.
Figo, Progressive and Progressive Health are among the best providers in New Jersey. There are plans that cover accident and sickness, and also add-on coverage for vet exam fees and wellness care.
Lemonade Pet Insurance is another good option for people who are looking to purchase pet insurance in NJ. It has a straightforward website that is easy to navigate and understand. Its AI powered claims system is efficient and quick, with 40% of its claims being handled immediately.
Lemonade, in addition to covering accidents and illnesses, offers a Wellness Plan that covers vaccinations as well as annual exams. It also offers multiple deductible and reimbursement levels so you can meet your budget.
ASPCA offers another excellent option for pet owners in New Jersey. Their accident and sickness plans are affordable. They offer many coverage options and extras, such as training and behavior therapy. They have a money-back guarantee and a free medical advice chat line, as well as a discount for multiple pets.
In some states the company will also offer a refund guarantee, so that you may try out their products without risking money. Its policies have waiting periods of up to six months for serious conditions and 14 days for illnesses.
It is important to know how much it will cost you to insure your pet, since this can have an impact on the premiums. You should also read the fine print, and look at reviews of other pet parents.
For those who are looking for the most comprehensive coverage, Lifetime insurance can be a good option. The insurance covers all diseases and accidents, including the cost of cremating or burying your pet.
Check to make sure your pet has coverage for tick-borne disease such as Lyme, which is transmitted by infected ticks or fleas. Many of the top pet insurance companies in New Jersey include Lyme disease coverage, and some companies will provide a special tick prevention product or recommend a Lyme disease vaccine.