Healthy Paws offers pet insurance to cover accidents and illnesses for dogs and cats. They're a budget-friendly option for owners of younger pets and offer coverage for cancer, emergency care, hereditary and congenital conditions, dental care and alternative treatments like acupuncture and chiropractic.
Healthy Paws can be a great option for a cat or dog that is younger because the company has no annual, per-condition or lifetime payout cap and allows paperless claim submissions. It is easy to submit your vet bill and track the status of a claim using their mobile app. They offer a rapid claims process that allows you to take a photograph of your pet’s bill and submit it via their app or website.
How to get an Healthy Paws Insurance quote
In order to begin the process of obtaining a pet insurance policy from healthy paws, you will need your pet's age, breed and location. After that, you will receive a quote to give you a better idea of the cost and benefits your policy offers. Once you've decided on the right policy for your dog, you'll be able to complete the application and begin your waiting period.
The Waiting Period, Exclusions and the Conditions
All Healthy Paws policies have a 15-day waiting period for accident and illness claims. Healthy Paws doesn't pay for veterinary exam costs for the 15 days immediately following the date your policy became effective. They also don't cover hip displasis for newly registered pets.
Healthy Paws is only able to accept dogs or cats of a registered breed. Your pet may have additional requirements if it is a mixed or hybrid breed.
For your pet's medical needs, you can select a greater reimbursement level. This will allow you to reduce your deductible.
Pet parents can also find the company a great resource to help them choose a policy and manage their accounts. You can use the online Customer Center of their company to track progress on your policy or make changes.
There is also a 24-hour pet health line. You can ask them questions about the condition of your pet or its treatment. They will also be able to connect you with a local veterinarian.
What to expect with Healthy Paws' claims and reimbursement process
After you submit an Healthy Paws claim the company will email you instructions on how to send your vet bill. This will include instructions on taking a photograph of your pet’s bill and submitting online.
Within 3-5 business days, you will receive a cheque in the mail. This is a very quick turnaround for a pet insurer and much faster than other companies.
How to Cancel a Healthy Paws Pet Insurance Policy
You can cancel your Healthy Paws policy via email, fax, or regular mail. If you cancel the policy within 30 calendar days of enrollment, you will receive a 100% refund. If you don't cancel in this timeframe, you might be charged with a cancellation charge.