You have many options when searching for the best personal health insurance. It is possible to search online for information about the best plan. You don't need to spend a lot, as there are many options. Furthermore, you'll be able to find attractive rates without having too much to do.
Anthem
Anthem is a well-known health insurer and one of the leading three in the individual market. It operates in nine states, and its health insurance plans vary by state. Anthem is commonly associated with individual health insurance plans. However, it also offers health insurance through its subsidiaries. Anthem's plans may be called HMOs in certain states. They may also be known as Compcare or Empire plans in some states.
Anthem health insurance for individuals has received mixed reviews from consumers. Anthem receives an F-grade rating from the Better Business Bureau. Also, Anthem's customer satisfaction rating has been low. The company has also been cited for denying claims twice as often as the industry average. Anthem has settled over 61 complaints in the past three year, most of which were about billing and denied claims.
Anthem offers various individual health insurance plans. These range from basic coverage to high risk plans. It has a large network that includes hospitals and doctors which makes it an affordable choice for people looking for coverage. Some customers found the high-deductibles excessively expensive.
Anthem offers many Medicare plans in addition to individual health insurance. These plans include critical illness, hospital recovery and accident plans. These policies provide coverage for prescriptions and deductibles, and are available in some states. Many Anthem Health Plans also offer vision or dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield offers affordable health insurance that is available to individuals. Blue Cross Blue Shield Association has a BlueSelect Health Plan that provides health insurance. It meets all requirements under the Affordable Healthcare Act. The BlueSelect health plan is offered through the Health Insurance Marketplace.