Healthy Paws Pet Insurance offers a simple plan that covers up to 90% for your pet's medical expenses. The plan does not have a lifetime, an annual, or per incident payout cap. But there are some limitations to the plan, including the lack of coverage for preexisting conditions. These are some of the important points you need to remember when looking for pet insurance.
Exclusions
Many common medical expenses are not covered by Healthy Paws pet insurance. Some medical conditions, such as behavioral modifications, therapy and elective procedures, may not be covered by Healthy Paws pet insurance. Pre-existing conditions will not be covered. For complete details, consult your policy documents.
Pre-existing conditions, anal hormone expression, and elective procedures are not covered by Healthy Paws Insurance. However, it does cover dental care, extractions, and reconstructive surgery.
Limitations to coverage
Healthy Paws has a range coverage options for pet insurance. But, the policy does have some limitations. If your pet has a preexisting condition, for example, the insurer might not cover a hip exam. In such cases, you may be better off buying an additional wellness plan from another provider.
Healthy Paws doesn't cover preventative or routine veterinary services. You'll need to pay out-of-pocket costs for routine veterinary care, such as annual checkups and spay/neuter procedures. Additionally, there's a 12-month waiting period before the insurer will pay out benefits for hip dysplasia or other related issues.
Cost of coverage
The cost of Healthy Paws insurance for pets varies depending upon the plan. The company offers coverage for hip dysplasia, dental disease, and wellness care. The plan does not cover pre-existing conditions. You can adjust your deductible and adjust your monthly premiums.
Healthy Paws pet insurance for cats is cheaper than traditional cat insurance. Monthly coverage for a young cat can be as low as $15 per month. Insurance for older cats can be as high as $90 per calendar month. While coverage is allowed for animals up to 14-years old, the reimbursement percentage can be limited. An older pet may only receive 60% of the costs of the procedure.
Review of healthy paws pet insurance
If you are looking for pet insurance, make sure it covers all the costs associated with your pet's healthcare, including diagnostic tests. Healthy Paws, an insurance company with a strong reputation for providing excellent customer service, is highly recommended. The Better Business Bureau also has an accreditation for the company. In a recent review of Healthy Paws, customers praised the company's coverage, premiums, and claims process.
Healthy Paws claims processing is fast and efficient with no waiting period. Customers can request a quote online in minutes. They can also choose the level of deductible and reimbursement they would like. They can also purchase policies online.