Figo Pet Insurance offers comprehensive pet insurance coverage, including the option of choosing from one of three annual benefit options: Essential, Preferred or Ultimate. You can also select optional wellness programs that cover regular bloodwork and vaccinations. Figo's "Pet Cloud", a mobile app that lets you manage your pet's health, costs a minimal monthly fee. The app provides a range of functions, including a mobile medical record view, emergency advice, reminders and reminders of upcoming appointments.
The online application for Figo pet insurance is required. In order to enroll in Figo pet insurance, you will need to fill out an online application. Your premium may also be affected if you choose to pay an upfront deposit. With a vet’s form, the deductible can be waived. Figo also offers a 30-day money-back guarantee. This means you can file a claim up to the end of the policy year and receive reimbursement.
There are no limits on the number of claims you can file, but Figo does require that you visit a licensed veterinarian and upload any medical records. The insurer will process your claim and most claims are settled within three business day.
Figo is available across all 50 states. Depending on the plan chosen, customers can choose a deductible of $100-$1,500. For every year that your pet is insured, the deductible will be reduced by $50. Figo also offers a 5% discount for multiple animals. However, if your pet is under eight weeks old when you purchase a policy, it isn't covered.
Figo also provides a free GPS pet collar that allows you to track your pet. This collar is great for pets who are constantly roaming. Figo will reimburse you for boarding costs and damages to third parties if your pet gets stolen.
Figo policies are designed to cover all major illnesses and injuries, and include emergency care, hospitalization, and specialized treatments. They also provide coverage for veterinarian exams and non-routine dental treatment. Some plans are also paired with an extra care pack, which includes third-party property damage up to $10,000.
Figo also provides coverage for hereditary condition. Hereditary conditions are defined by the insurer as conditions that can be passed on to a pet through their genes. Contact customer service to confirm your pet is covered. Figo doesn’t have an upper limit on age, but many insurance companies have limits for new policies.
Figo provides 24/7 live vet chat. The company provides an electronic filing/tracking system so that it is easy to submit claims. The app also allows users to access a list recommending pet-friendly places.
The Figo Pet Cloud is extremely popular. The app lets you communicate with a live veterinarian and allows you to choose from several reimbursement rates. It also provides urgent care advice. You can use the app for submitting a claim to the company electronically.