The current system for visitors insurance is limited to a select number of services. It also relies on a small group of insurance companies. These plans are often more expensive than domestic insurance and are only available at certain times of the year. Visitors to the U.S. might be allowed to stay for extended periods of time and not just for short visits.
USA-HealthCare
The Visit USA HealthCare coverage plan covers visitors to the United States throughout their stay. These plans include pre-defined benefits and emergency services that can be used for up to 364 consecutive days. This time you can be treated by any American doctor or hospital. Visit USA-HealthCare has three levels of coverage. These include individual, family, as well as group plans.
Prices for individual health insurance plans differ. Many policies are affordable, depending on their level of coverage. It is important to consider any pre-existing medical conditions. You'll need to choose an insurance plan that meets your needs and budget.
Liaison Travel Choice
Liaison Travel choice insurance for visitors covers a wide array of medical needs. It is available to both individuals and families that travel abroad. This plan covers children of unmarried parents. It also pays up to $30,000 for covered medical expenses. You also get emergency medical evacuation coverage. Liaison Travel Choice offers coverage for trips lasting anywhere from 5 to 364 days. The PPO network allows visitors to visit any doctor for medical care.
Visitors can choose from the Basic Plan, Liaison Travel Plus Plan, and Liaison Travel Medical Plan. The Liaison International Travel Medical Plan is designed to cover short-term international travel. It provides coverage for injuries or illnesses occurring outside the United States. You can get coverage for as little as 5 days to as long 364 days. It's also available to travelers under the age 74. The plan offers customizable emergency medical coverage and deductible amounts.
Atlas America
Atlas America's visitor plan is a great option for travelers who are visiting the United States. This plan covers hospitalization and outpatient care. This plan does not cover all costs. It is possible to get this insurance online today and start receiving coverage.
This visitor plan provides health insurance and access to the United Healthcare PPO Network. Those providers within the network bill the insurance company directly, and charge network negotiated fees, which are usually lower than the regular rates. For a quote, you will only need to provide a credit score, date of your birth, name and passport number.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance is available to cover medical expenses for foreign citizens traveling to the USA. This plan covers visitors aged 19 years and older who require medical treatment in the U.S. It covers temporary stays for visitors to the U.S., and will cover 100% of eligible medical expenses. You can also get instant ID cards or proof of coverage with this plan.
This comprehensive insurance plan provides coverage for emergency medical expenses, even for pre-existing conditions. The plan is available for five to ninety-day stays, and can be renewed for an additional year. The maximum policy amount is $50,000 and the policy can be renewed for an additional two years.
International Major Medical Plan
If you are visiting the United States on a short-term basis, you should consider purchasing an International Major Medical Plan insurance policy. This type of coverage pays up to $1 million in out-of-pocket medical expenses. It provides benefits for trip cancellation, evacuation, and lost luggage. Some plans offer coverage for war and terrorism. Some plans even provide coverage for non-professional and recreational sports. International Major Medical Plan policies also offer coverage for cardiac and cancer care.
The Elite Plan covers pre-existing condition. This insurance covers doctor visits and blood tests as well as urgent care and specialty care. This type insurance also covers medications that are prescribed by doctors.