Healthy Paws Pet Insurance covers as little as 90% of your pet’s medical costs. This plan doesn't have any lifetime, annual, per-incident payout caps. There are some limitations to this plan, such as not covering preexisting conditions. These are some things to keep in mind as you consider this plan for pet insurance.
Exclusions
Healthy Paws pet insurance coverage does not cover common medical expenses. There are some medical conditions that may not be covered. These include behavioral modifications, therapy, elective procedures and boarding. Pre-existing medical conditions are not covered by the policy. For complete details, consult your policy documents.
Pre-existing conditions and anal gland expression are not covered by Healthy Paws insurance. They also do not cover elective procedures. However, it covers dental care, extractions and reconstructive procedures.
Limitations to coverage
Healthy Paws provides a variety of coverages for pet insurance. However, there are some limitations. For example, the insurer may not pay for a hip examination if your pet has a pre-existing condition. In these instances, you might be better off purchasing a second wellness plan from another provider.
In addition to the aforementioned limitations, Healthy Paws also excludes routine veterinary care costs and preventative care. This means that you will have to pay out of pocket for your annual checkups, dental cleanings, and spay/neuter procedure. You will also need to wait 12 months before the insurer will pay you benefits for hip dislocation or other related conditions.
Cost of coverage
The cost of Healthy Paws pet coverage differs depending on the plan chosen. The company provides coverage for wellness, hip dysplasia, and dental disease. Pre-existing conditions might not be covered by the plan. However, you can adjust the deductible amount and adjust your monthly premiums.
Healthy Paws pet insurance for cats is cheaper than traditional cat insurance. The monthly cost of coverage for a young cat is as low at $15 per calendar month. For older cats, coverage can run up to $90 per monthly. While coverage is allowed for animals up to 14-years old, the reimbursement percentage can be limited. Older pets may receive only 60% of the cost of the procedure.
Review of healthy Paws pet insurance
When choosing a pet insurance plan, you'll want to make sure that it covers all of the costs of your pet's health care, including exams and diagnostic tests. Healthy Paws is an excellent insurance provider, with a strong reputation and great customer service. The Better Business Bureau has also granted accreditation to the company. In a recent review of Healthy Paws, customers praised the company's coverage, premiums, and claims process.
Healthy Paws' claims process takes just minutes and there are no waiting times. Customers can request a quote online in minutes. They can also choose the level of deductible and reimbursement they would like. They can also purchase policies online.