AIG Insurance Travel, formerly Travel Guard, are products of American International Group, Inc. It covers travel medical expenses in the event of illness or injury, including COVID-19. It also covers missed or late connections, baggage delays, and emergency escape. It is essential to understand what coverage you have in your policy.
COVID-19-related illnesses covered
AIG policies may allow you to receive medical coverage for the COVID-19 pandemic. AIG also offers additional benefits like emergency medical coverage and trip cancellation and interruption coverage. These are great benefits that can be used to deal with unexpected situations abroad, and you won't have to worry about flying home.
You should contact your provider regardless of whether or not your insurance covers COVID-19. They will be able to provide all the information and documents necessary to get you the treatment you require. Make sure you review your policy to ensure you are fully covered.
Missing connection
Missed connections could be caused by a variety reasons, such as mechanical issues or inclement conditions. A missed connection insurance policy will allow you to get reimbursed for unused tickets and other travel expenses. These policies can provide financial protection as well as help you find another way to get around in case your plane has mechanical problems.
While many insurers will cover missed connections you should make sure that your specific policy includes coverage for these situations. Different plans may offer different levels of coverage.
Baggage delay
Baggage delay protection provides financial support in the event that your luggage is delayed in arriving. It covers the cost of personal items such as clothes, toiletries, and other necessities. It reimburses up to the policy limit which is usually $500 to $1,000. You will need receipts from purchases that were made while you waited for your luggage to be processed. Your claim may also be subject to a deductible.
While some insurance companies may offer additional baggage delays coverage, it is important to know that there are certain limits to how much you can get. For example, your baggage delay coverage won’t cover lost and delayed bags returned after a twelve-hour limit. Before you buy anything, review your policy to ensure that baggage delay benefits are included.
Emergency evacuation
AIG Insurance has comprehensive coverage to cover travelers' medical emergencies. The most popular plan offers up to $500k in emergency medical evacuation and 50% reimbursement for trip interruption. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
Plans that provide emergency medical evacuation coverage cover medical transport and air evacuation. They are very useful when traveling to remote areas that don't have access to medical treatment. You also have the option of repatriation insurance for the relatives of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans provide coverage for accidents only involving aircraft, such a plane crash. Other plans cover baggage lost or delayed.