Hartville Pet Insurance is the largest pet insurance provider in the United States. The company offers a number of coverage choices that will help you keep your cat and dog happy and healthy. Online reviews show that this company is known for its excellent customer service.
Hartville covers a wide range of costs related to your pet's healthcare and medical needs. This includes emergency care and surgery as well as diagnostic procedures, veterinary medication, and other veterinary services. Also covered are hereditary disorders and behavioral problems.
All 50 states, the three territories and Canada offer insurance. Your policy can be used at any licensed and networked veterinary clinic across the United States.
Hartville also offers dental coverage and preventative care plans. These plans are designed to prevent disease and illness. They can save you money by reducing vet costs.
The mobile app and online tools make it easy to choose the right Hartville Pet Insurance plan. Direct deposit can be set up to get reimbursements quicker.
Its BBB rating, and Trustpilot's stellar ratings of 197 reviews, show that the company is focused on providing excellent customer service. The staff are friendly, knowledgeable and responsive.
Hartville Insurance Company is a division of Crum & Forster Pet Insurance Group. This group also includes ASPCA Pet Health Insurance, Premier Pet Insurance, and Petshealth Care Plan.
Prices are very competitive. Accident-only plans start at $4 per month and go up to $45 for the complete policy. Hartville's low waiting period is accompanied by a range of other benefits, including behavioral therapy and microchipping, that are not offered by its competitors.
The cost of the pet insurance can be prohibitive for many. This is true especially for the lowest-cost policy, which covers only accidents and illnesses.
All claims must be paid in full, including the monthly fee. Add preventive health care packages to your policy for an additional cost.
Hartville requires that if your pet has a condition which is pre-existing, you submit a certificate of health from your previous veterinarian, as well as vaccination records. Hartville staff will review and approve your pet's claim once you submit the required information.
You will receive a cheque in the mail once your claim has been processed. Through its mobile app and member's portal, the company makes it simple to monitor your claim status.
Regardless of the pet insurance plan you choose, it's important to read through the terms and conditions before signing on. This will ensure that you don't get any surprises when you start to receive reimbursements.
It's also a good idea to read through the list of exclusions before you sign on with any pet insurance company. These exclusions could include cosmetic procedures or genetic conditions.